Using Qoins

When do you send payments towards my debt?
We send out payments once per month, at the end of the monthly cycle for each linked payment. Each payment we send includes the total spare change that you&...
Thu, 4 Apr, 2019 at 12:44 PM
I have low funds in my bank account and don't want any withdrawals to be made.
You can pause your account activity at any time by clicking on the linked payment on your homepage and then the 3 dots in the top right. When you're re...
Thu, 4 Apr, 2019 at 12:52 PM
How secure is Qoins?
Extremely! We protect all data that passes through Qoins with industry-standard encryption. We don't store your banking information on our servers, an...
Thu, 4 Apr, 2019 at 12:43 PM
Can I pay off more than one debt with Qoins?
Of course! To add another debt account, click the blue “Add New Payment” button from the main card on the home screen. From there, you should be able to add...
Thu, 4 Apr, 2019 at 12:55 PM
What do I need to use Qoins?
To use Qoins, you’ll need a checking account from a U.S. bank or credit union. You also need to be 18 years of age or older. By agreeing to our Terms &am...
Thu, 4 Apr, 2019 at 12:43 PM
Can I add another roundup account?
Yes, you can! To add another roundup account, click the blue “Add New Payment” button from the main card on the home screen. It will first ask to select you...
Thu, 4 Apr, 2019 at 12:59 PM
I already linked my account, why do I need to enter a routing and account number?
If your bank isn't available for instant account verification as a checking account, we'll need to send you two small deposits to verify it. Using Q...
Thu, 11 Apr, 2019 at 2:54 PM
I just made a purchase but I don’t see it showing in my Qoins activity.
Currently, we pull in your transactions once per day, overnight. We also only round up transactions that have 100% cleared your bank, as pending transaction...
Thu, 4 Apr, 2019 at 1:03 PM
How long do the small deposits take to show up in my checking account?
If you're linking your checking account via micro-deposits, they'll take 1-2 business days to show up in your checking account. (Remember, weekends ...
Thu, 4 Apr, 2019 at 1:05 PM
What if Qoins says that my bank login credentials are incorrect?
First, please verify that your information entered is 100% correct. (Check for caps lock, misspelled words, etc.) If you’re still unable to log in, please g...
Thu, 4 Apr, 2019 at 1:07 PM