Qoins is used to make extra payments towards your debts, not to replace any monthly payments or bills. As such, we are not responsible for any late fees or missed payments. Customers should still make their regular payments and use the app to make extra payments.
Why make extra payments? Extra payments not only lower your debt balance but also saves you significant money on interest in the long-run. Want some more information on the topic? Check out this TipTuesday video where our CEO, Christian, covers it: https://www.youtube.com/watch?v=dElh2QbzDg8